Not usually, but it can be if you’re not careful. Although your cruise fare includes a lot, it is not all-inclusive. Your cruise fare is a great bargain when you consider that it includes your room, meals, transportation between locations, and tons of entertainment. Not included are alcohol and soft drinks, shore excursions, spa treatments, tips, laundry services, medical treatment, babysitting, Internet access, gambling in the casino, photos, special tours onboard (e.g. galley tours), specialty coffees and pastries, and sometimes ice cream. The gotchas that can really drive the costs up are drinks, shopping during the special sales and in the multiple gift shops, gambling and shore excursions. Those nice young people with the trays of drinks by the pool sure are friendly…and a major source of revenue for the ship. Bottom line, set a budget, watch what you spend, and have a great time.